Euclid Mortgage Services

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Advisory Board

1. George Tsetsekos, Dean of School of Business at Drexel University
2. Nicholas Larigakis, Executive Director of American Hellenic Institute
3. Christine M. Warnke, Ph.D, Governmental Affairs, Hogan and Hartson, LLP
4. John C. Metaxas, Esq., CNBC
5. Peter T. Michaels, Managing Director, MSM&C LLC

George Tsetsekos
Dean of School of Business at Drexel University

George Tsetsekos, Ph.D., Professor of Finance and Director of the Risk Management Center in Drexel University's Bennett S. LeBow College of Business, has served for the past four years as Drexel's Vice Provost and Vice President for Academic Administration. On August 15, 2001, Dr. Tsetsekos assumed leadership at LeBow College of Business as Dean. His extensive research covers the broad areas of corporate finance, investments, banking, and international finance. He is the author of numerous articles, monographs, and books on these topics, has organized special panel sessions in conferences, lectured extensively on restructuring and risk management, and served as a member of the program committees for several professional finance associations. His research has appeared in professional and academic journals including the Journal of Financial Economics, Journal of Banking and Finance, Financial Management, Financial Review, Journal of Financial Research, Journal of Portfolio Management and Journal of International Business Studies. Dean Tsetsekos is also the author of two books: Research Methods in Finance (1993) and Emerging Market Portfolios: Diversification and Hedging (1997). He is President-elect of the Multinational Finance Society.

In addition to his academic activities, Dr. Tsetsekos has undertaken various specialized consulting assignments, served as an advisor to Latin American and European governments on matters of privatization, restructuring, and investments, collaborated with the International Institute for Securities Market Development of The Securities and Exchange Commission (SEC) and performed field work for projects of The World Bank. Dr. Tsetsekos worked with several financial institutions and businesses to develop innovative financing structures for corporations and financial institutions in the United States and Europe.

Prior to joining the Finance Department at Drexel University in 1988, Dr. Tsetsekos was a member of the finance faculty at American University (1985-1988). He holds a Ph.D. in Finance (1986) from the University of Tennessee, an MBA in Finance and a B.S. in electrical and Mechanical Engineering from the National Technical University of Athens, Greece. Top ^

Nicholas Larigakis
Executive Director of American Hellenic Institute

Mr. Larigakis is the Executive Director of American Hellenic Institute (AHI) since 1992 (joined in 1987). In this capacity, he manages the day-to-day operations of AHI and its affiliated organizations. He has organized over 20 legislative conferences, two trade conferences on "Doing Business in Greece", and two congressional fact finding delegations to Greece (1993 & 1997), which he participated in. He deals with the Congress on U.S.-Greece-Cyprus relations and serves as AHI's liaison with the grass roots communities, traveling frequently around the country to communicate the public policy issues of AHI and its other goals and objectives. He prepared three editions of the American Hellenic Who's Who. Prior to AHI he worked at the National League of Families for POW-MIA's from Southeast Asia, where he assisted in coordinating the organization's grass roots network. Mr. Larigakis is regularly interviewed by the Greek media on issues affecting U.S.-Greece relations. He has been published in various Greek American newspapers, including the National Herald, Hellenic Chronicle, Hellenic Voice and Hellenic News of America. For his work in support of Hellenism, Mr. Larigakis has been honored by the Hellenic News of America and the 2001 Greek Independence Day Committee of Tarpon Springs, FL, where he served as Honorary Grand Marshall of the 2001 parade. Mr. Larigakis is a member of AHEPA, and has also served on the Boards of the Greek Orthodox Young Adult League for four years (president in 1989); and the Delian League, an organization of young Greek American professionals, for three years (president in 1992). Mr. Larigakis has - served his Parish Church as a member of the Parish Council (2000-02) and in many other capacities. In 2003 Mr. Larigakis was invested as an Archon of the Ecumenical Patriarchate. Mr. Larigakis received his B.A. in Political Science from the College of New Jersey, formerly k/a Trenton State College and did post-graduate work in International Affairs at American University in Washington, D.C. Top ^

Christine M. Warnke, Ph.D.
Governmental Affairs, Hogan and Hartson, LLP

Christine M. Warnke, Ph.D., serves as a governmental affairs advisor in one of America's largest law firms, Hogan and Hartson, L.L.P., and is a member of the firm's Washington DC based Legislative Group. She represents individuals, groups, agencies and corporations of all stripes on legislative and regulatory matters before the Congress, the White House and the Executive Branch. Prior to joining Hogan and Hartson, L.L.P., Dr. Warnke was a staff assistant to Senator Howard W. Cannon of Nevada and was primarily responsible for legislative matters involving the Senate Banking, Housing and Urban Affairs Committee. She also worked with the U.S. Senate's Office of the Secretary as Executive Assistant to then Senate Majority Leader Robert C. Byrd and the American Textile Manufucturer's Institute where she became assistant director for Governmental Affairs.

A native Washingtonian, Dr. Warnke has written numerous articles on the city's immigrant population and history. She co-authored "The Urban Odyssey", a book published by the Smithsonian Institution Press. She was appointed by Mayor Anthony Williams and confirmed by the Washington, DC City Council to serve on the District of Columbia Human Rights Commission. Dr. Warnke spearheaded the D.C. Commission for Women, and serves on the Business Advisory Board of the Opportunities Industrializational and the Woodrow Wilson of international Scholars' Council. According to Washington Times columnist Adrienne T. Washington, "Ms Warnke earned her stripes by spearheading the DC Commission for women in the late '90s. where she instituted a variety of self-sufficiency programs, including one in which private-sector employees trained women moving off welfare".

Dr. Warnke is known as a Capital Hill lobbyist and humanitarian and for her numerous non-profit volunteer works. She was honored recently in New York City as the recipient of the Women of Excellence award given by the Hellenes Abroad, an organization of Greek government officials and people of Greek descent worldwide. She was the winner last spring, of a Salute to Women Award, given every two years for excellence in serving the international and national community by the Daughters of Penelope, the largest and oldest international auxiliary of women of Hellenic descent. Her lengthy list of accomplishments includes being on of the first women to hold office in the Junior Chamber of Commerce, and being the founding president of the Hellenic American Women's Council. She has held a seat on the Presidential Advisory Committee of the Arts at the John F. Kennedy Center for the Performing Arts, and was appointed to the National Institute of Building Sciences, following her senate confirmation in 1994.

Dr. Wanrke received her doctoral degree from the University of Maryland in 1993 and her Masters of Science in 1975 from the University of Maryland. Top ^

John C. Metaxas, Esq., CNBC

John C. Metaxas has had a distinguished and varied career as a journalist and communications executive.

Currently at CNBC, and prior to that over a seven-year period at CNN, he covered the rise and fall of the financial markets. Metaxas anchored several financial news programs at CNN, including "Your Money", the network's weekly program on personal finance issues. His reports appeared on all of CNN's financial news programs, including "Moneyline with Lou Dobbs".

Metaxas covered the 1988 presidential campaign as a reportorial producer for ABC News and covered legal affairs as staff reporter and legal editor of The National Law Journal. He began his television career at ABC Sports during the 1984 Olympics in Los Angeles.

As Chief Corporate Communications and Government Affairs Officer at E*TRADE, Metaxas was quoted frequently in major newspapers across the country.

Educated as a lawyer, Metaxas is admitted to the bar in New York. He received a Juris Doctor from Columbia Law School and a Master of Science from Columbia's Graduate School of Journalism. Metaxas was graduated from Columbia College receiving an A.B. cum laude and was elected to Phi Beta Kappa. Top ^

Peter T. Michaels, Managing Director, MSM&C LLC

Mr. Michaels is a Managing Director in MSM&C's Washington, DC office. He is responsible for the delivery of mergers and acquisitions, corporate finance and litigation support services. Additionally, Mr. Michaels provides investment advice and manages the assets for high net worth investors and pension funds. He has considerable expertise in mergers and acquisitions, business valuations, financial planning, income tax issues and investing in the capital markets. He has advised numerous public and private companies across multiple industries including professional services, consumer products, health care, media and publishing, technology, restaurant and retail.

Prior to joining MSM&C, Mr. Michaels' expertise includes both buy and sell side M&A representation, debt and equity financing, economic value added (EVA) analysis, business valuations, due diligence services, product and service cost analysis, and business tax planning. Additionally, he has testified as an expert witness on financial matters pertaining to fraud and asset valuations. He has consulted clients such as the Gannett Company and PepsiCo International on matters ranging from EVA analysis to shared services strategies and implementation. Internationally, Mr. Michaels worked with PepsiCo International in Central and Eastern Europe. As an advisor to the company's World Trade and New Business Development division, Mr. Michaels conducted a study to determine the feasibility of building and operating a joint venture bottling plant in the Central Asian market of Almaty, Kazakhstan. He marketed and negotiated this joint venture to high net worth investors throughout Europe and the Middle East.

Previously, Mr. Michaels served as an auditor and tax practitioner for Price Waterhouse in Washington, DC, where he performed and managed financial audits for real estate, technological, manufacturing and service clients.

Mr. Michaels received his Masters of Business Administration from the Fuqua School of Business at Duke University, concentrating in finance and strategic planning. Michaels' MBA is augmented by his CPA and his successful completion of the Executive International Finance Certificate Program at Georgetown University's Center for International Business Education and Research, with an added focus on international managerial finance and trade. He received his Bachelor's Degree in accounting cum laude from the University of Maryland, where he gained recognition on the National Dean's List. He is a Certified Public Accountant and a Registered Representative.

Mr. Michaels currently serves on numerous boards, including the Washington Metropolitan Philharmonic where he co-chairs the fund raising committee and ATEC, Inc., a high tech company that designs and develops miniature heat exchanges and micro oil separation units. Top ^